The Center for Financial Literacy focuses its efforts on creating programs to help educators nationwide improve financial education in their classroom. The center’s innovative and nationally recognized training for K-12 educators is designed to confer the confidence, knowledge, and resources that make a lifelong impact on the lives of their students.
The CFL also helps shape and lead the national conversation around financial education through our trusted research and advocacy on financial literacy.
Supporting educators and partners nationwide, the CFL provides educational resources and research-specific initiatives aimed at preparing individuals with the tools and confidence to better plan and improve their financial futures.
We would not allow a young person to get in the driver’s seat of a car without requiring driver’s education, and yet we allow our youth to enter the complex financial world without any related education. An uneducated individual armed with a credit card, a student loan and access to a mortgage can be nearly as dangerous to themselves and their community as a person with no training behind the wheel of a car.
New CRA Rules in Effect Regarding Financial Literacy Training: CFL’s Teach the Teacher Programming Eligible for CRA Credit
In the News: Findings in National Financial Literacy Report Card Make Headlines
Since our 2023 National Report Card on State Efforts to Improve Financial Literacy in High Schools™, six more states have made personal finance a requirement, with the last of these becoming effective with the Class of 2031. Thus, in this 2025 interim report, 29 states will earn an A grade, when the Class of 2031 graduate. This is an astonishing milestone, considering that as of the Class of 2007 there was not a single state in the nation with a personal finance course graduation requirement.
Using national data, CFL graded all 50 states and the District of Columbia (D.C.) on their efforts to produce financially literate high school graduates. In this report card, we measure how well our high schools are providing personal finance education.
When it comes to report cards, everyone wants an A, but did your state rank top-of-the class?
Email Us:CFL@champlain.edu
Mailing Address:Center for Financial LiteracyChamplain CollegePO Box 670Burlington, VT 05402-0670